Unflip that house

I guess every one has seen those shows “Flip This House” or “Flip That House” I have wondered how many idiots have fell for the scam. Well about 90% of them. I am going to tell you how to make money off those who have made a big mistake in getting into a business they don’t belong. First before you jump in evaluate your self on how well you know the market. If your not a real estate agent, appraiser, carpenter or closing agent stay out of the business you will only lose your A$$ like his guy. When purchasing or selling a home you’re going to lose about %5 to %6 of the home in closing cost. So do the math, if you purchase and sell a $200,000 home on the same day you will have to cough up $20,000, That means to break even you will have to purchase a home for %80 of its value and unload it at %100 the same day. That is impossible unless you are a wholesaler and have no vested interest in the home. Purchasing a home at %60 of its value then increasing its value and unloading it in about 30 days is what the TV shows claim to do. This is also impossible because there are too many idiots ready to out bid you on the home. So how do you do it? First you will need some type of training in the business, either as a realtor, closer, appraiser or carpenter. To get that training go back to collage. I am not kidding you will need to learn something about the trade before you ever get into it. Stay away from the “get rich quick” seminars that’s just another way to unload your pockets from a conman who has found telling you about something makes more money than doing it. Take a few adult night classes, they are the same thing everyone else is taking but cost about %10 of the day class and does not earn credits. If you are a realtor you save up to %7 on the sale of the home and up to %3 on the purchase. If you learn how to evaluate the actual appraisal value of a home you can save your career by keeping a distance from dead beat property. Now that you have a foot hold into the industry you can apply your abilities toward profiting turning over real estate. Now, put my idea into effect. Many of those individuals who have gotten into the flipping business are in over their heads and ready to unload several mistakes. You may want to create a web site or business to pull in the flippers to acquire information about the homes they have possession of. After contacting the home owner gather as much information about the home you can, including the finance company, a contact and the underwriter for the title.
Appraise the home, and compare its value to the neighborhood. A home can not sell for any higher than the average value of a home in its neighborhood. Offer the home owner %60 or less of its value. If the home owner accepts the deal, stop go back to school or have the house inspected. Your intent is not to purchase the home from the owner but the lender. After the owner has turned down your offer contact the lender. It is very likely the home is in foreclosure if the flipper has contacted you in the first place. The lender is more likely to sale the home to you at %60 than the owner. Use the same underwriter and demand the reissue rate for the title. In many states they have to give you that rate by law (bet you did not know that) the reissue rate can save you an additional $800 or more on closing cost. After taking possession of the home immediately have your remodeling team complete the repairs on the home. If you don’t have a contractor you are unprepared and in the wrong business. Bring the home to a live in condition; any more is a waste of money and a loss on your end. Price the house to sell, that means less than %95 of the appraised value. Attempt to roll over your appraisal, and title into the sale of the home. If you are a certified realtor you recover most of the realtor fees even if some one else sells it. Remember this, Donald Trump owns his own closing company, the realtors are under his higher, he is the underwriter and he owns the appraisal company. The contractors are also full time employed by him. He makes a profit both coming and going on any real estate deal he does. If your not part of the business your part of the problem.

Sasquatch is on MARS

That’s the news. The infamous BIG FOOT who has been sighted everywhere from Canada to Mount Everest was recently seen in Pennsylvania last summer and now on Mars. In the left side of this photo on the NASA site you can see a small image of what looks like a humanoid, it looks as though he is traveling down hill and in perhaps a hurry to get somewhere. Where is he going? How did he get there? Are there more like him on Mars? So many questions have been placed on the NET about this guy. After careful observation by MIT scientists the questions have all been answered. It is a male Martian, and the only one of its kind. If you look directly right in the photo you can see (another malformed rock) err female Martian at pixel 8430x1850 on the same photograph, the last or first male and female of a species discovered on our red neighbor? He is in a hurry to meet her to copulate and populate the planet with intelligent beings just like our own. LIFE ON MARS! Well almost, moments after this photo was taken the little sassy fellow was squashed by a giant alien craft known as the mars rover. Earth attacks, and it is all over.

Romney Steals Airtime

Mike Huckabee pressed the issue that he was out spent by the other candidates and did better than expected. Within moments after he finished his speech. The following took place.
On January 15th at 9:15pm Senator John McCain started his speech to supporters in South Carolina. Within seconds Mitt Romney stepped up to the podium to give his victory speech. All the networks without delay switched to Mitt Romney.
Clearly this was a silent way of rubbing the win into McCain’s face and saying “You may have taken New Hampshire but I have taken Michigan and your airtime.” Romney may be the come back kid at Mid-January but it is obvious to me his timing was cold, calculated and rude. Romney you may be the winner, but no congratulations from me.

Spoofing the MAC address

Everyone has a fear of criminal hackers. They are every where and looking to invade your PC. They can park a block away from your home, break into your wireless network and gain access to your PC. What you don’t know is they can access your PC twenty four hours a day, even when it is off. What the hacker does is send a unique wake-up call to your wireless network that contains the MAC address of your PC.
The MAC(Media Access Control) address is the hardware address located within the Ethernet adapter in your PC. This unique hexadecimal code allows your PC to communicate to other hardware on the network without an IP(Internet Protocol Address) . When your PC first connects to a router’s DHCP and queries it for a new IP only the MAC address is used to communicate with that system. When ever you logon to a wireless network your PC transmits your MAC address and the name of your PC on that network. At an airport, in a restaurant, wherever you access the internet, personal information about your machine is transmitted over the air waves. To increase your privacy I recommend you change your computer’s name periodically and spoof the MAC address to mask the hardware address and prevent criminals from turning your PC on remotely.
You may change your computer’s name by right clicking on My-Computer and selecting properties. You will see the computer name tab on that dialog. I recommend giving your PC a generic name such as Anonymous, DELPC or something generic that can not easily be tracked. Change this value at least once every six months for any laptop you own.
Spoofing the MAC address is not as easy but I highly recommend you do this to every PC you own. Once the MAC address has been spoofed the permanent hardware MAC will be hidden from hackers. The spoofed address can not be used to turn your PC on.
To spoof your PC’s MAC address do the following: Right click on the icon “My Network Places” and select Properties. A dialog will open showing one or more of your network connections. If you are using a laptop you may see two connections labeled “Local Area Connection” and “Wireless Network Connection”. These names may very from PC to PC but they are similar in how they work. Right click on the network connection you use most and select “Properties” on that dialog select “Configure” The configuration dialog for that hardware will then be displayed. Select the Advanced tab and click on “Network Address” If the “Not Present” radio button is selected this means your default hardware address has been exposed to any network you have connected to. You can spoof this value by selecting the Value radio button and entering a random number in the edit box. This value must start with two zeros and be twelve digits long. You may use any digit from 0-9 and the letters A-F in this field. After you have made the changes select OK then reboot your PC. You may download a program to do this for you at the following link http://www.bruceraisley.com/MacSpoof.zip .

Hillary wins by 43% 56% of the vote

I predict that Hillary Clinton will be our next president of the United States. And she will win by 43% 56% of the vote. I show two percentages because I predict the exit polls will show her losing. She will do it just like Kennedy did it. Nixon should have won but the machines where fixed. They are fixed today and will stay fixed er.. [broken] for the general election.

Spend it like Barack

Hillary has a plan to provide health care to every one. Barack has the same [sick]plan and has added government aided college. Hillary’s plan will bankrupt America. Barack’s plan will destroy us. It never fails the democrats spend, spend and continue to spend. I am a middle class American. I have health care for my self and my family. I don’t want their health care plan. I don’t want to pay for yours. If you think money grows on trees, comes out of the pockets of the rich or just appears out of nowhere, Barack is your man. The money needed for the health care plan presented by either one of them will cost the American tax payers five trillion dollars every year. If you are a tax payer you will not see any of the health care. Just like the welfare system it will be handed to those who don’t work, never have worked and don’t want to work. You and I will pay for it. When will it stop? Eventually we will end up with a communist state. A low class and an upper class. It is the democrat’s agenda to destroy the middle class. Always has been, always will be. As for Barack; Why should I help pay for some one else’s college? Let them pay for their own college. If the job you get after going there does not pay enough, there is something wrong with that college. I paid for my own schooling and worked hard to get where I am now. If Barack wins the nomination, expect him to lose the general election. If Hillary wins she will take the presidency and you will never see gasoline below $5.00 a gallon again.

I had a dream

In the dream we were at war. Our army was gathered on a hill looking across a valley at another hill where our enemy was gathered. Our enemy was in large armored vehicles, moving down into the valley. Our artillery moved down the hill into the valley to face the enemy. Our artillery was facing backward. Our army had no guns and was scattered across the hill top in no particular formation. I looked and could not see our tanks. I looked further for the tanks and found them at the shore fighting our enemy’s battle ships that were in the water. The battle ships fired but we did not fire back. The largest battle ship came ashore and landed on our tanks. It then knocked most of the tanks in the water. The remaining tanks rolled off a cliff and landed on that battle ship. The ship rolled over but would not sink. The tanks all sunk to the bottom. I saw a marine fighting for his life in the mud.
Hillary was our president.
Before I woke up I seen myself sleeping, there was explosions going off around my home. Then there was a very bright light.